How to save $1.5 million for GTA Online Cayo Perico heist prep

GTA Online Diamond Casino

While GTA Online tells players they must buy a Penthouse to access The Music Locker nightclub and start the Cayo Perico Heist, you can actually buy your way in through the Diamond Casino.

To begin GTA Online’s Cayo Perico heist, you must talk to Miguel Madrazo who can be found in the exclusive nightclub, The Music Locker.

While GTA Online tells you that you have to own a Penthouse in the Diamond Casino to access The Music Locker, you actually don’t have to. Buying a Penthouse will set you back at least $1.5 million, and when you have to buy a Submarine for the next stage, you don’t want to be blowing all your money before the heist even begins.

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The Music Locker GTA Online

Owning a Penthouse will give you VIP access to The Music Locker, but that’s not necessary to begin the Cayo Perico heist. You can pay an entry fee by going through the casino above it, which will save you a ton of money before beginning the heist.

Reddit user PinnballRozzy posted a reminder to players that you don’t need to own a Penthouse to access The Music Locker, so here’s how you do it:

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  1. Enter the Diamond Casino’s North Door (location on the map below)
  2. Head to the elevator to the left of the Casino’s front desk
  3. Select ‘The Music Locker’ from the list
  4. Pay $150 to enter the Music Locker
  5. Find Miguel Madrazo next to the dance floor
  6. Talk to him to begin the Cayo Perico heist
GTA Online Diamond Casino location

The entry fee will also be reduced if you’re wearing expensive clothes, so make sure to put on your most extravagant outfit before heading to The Music Locker.

While owning a Penthouse grants you free entry to The Music Locker and VIP status, we’d recommend just paying the $150 to save your money for a Submarine which you’ll need later.

However, if you’re looking to buy yourself a Penthouse, we have plenty of money-making guides such as how to earn $60 million in a day, and how to claim $1 million every month.

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Image Credit: Rockstar Games /